Now in Open Beta

Split expenses, not friendships

The fastest way to track, split, and settle shared money. AI-powered receipt scanning, smart settlements, and beautiful insights.

Start Splitting FreeSee How It Works
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2,400+ groups already settling up

S
SE Asia Trip
8 members
You are owed
$247.50
T
Airport Taxi
2h ago
$45.00
F
Street Food Tour
5h ago
$128.00
A
Temple Tickets
Yesterday
$36.00
+
Settlement complete
Receipt scanned

Everything you need.
Nothing you don't.

Built from the ground up for how people actually share expenses. No bloat. No compromise.

Every split type, covered

Equal, unequal, percentage, shares, item-level, or payer-excluded. SettleMint handles the math you never want to do again.

AI receipt scanning

Point your camera, snap the receipt, and watch the magic. Merchant, total, date, line items, all extracted in seconds.

Recurring bills on autopilot

Rent, WiFi, Netflix. Set it once, forget it forever. SettleMint logs and splits recurring expenses automatically.

Minimum transfers

Our algorithm finds the fewest transfers to settle everyone up. 8 people, 3 transfers. Done.

Relationship modes

Trip, Couple, Roommate, Event, or Team. SettleMint adapts its interface, defaults, and insights to how you actually live.

Multi-currency, frozen rates

Pay in Thai Baht, see in US Dollars. Exchange rates locked at the moment of expense, never retroactively changed.

Three steps to zero awkwardness

01

Create a group

Name it, pick a mode (Trip, Roommate, Couple, or Event), invite your people with a link.

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Bali Trip 2026
Trip Mode
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02

Log expenses instantly

Type it, speak it, or snap a receipt. AI extracts every field. Confirm and move on.

Receipt scanned
MerchantLa Dolce Vita
Total$127.50
DateJun 14, 2026
03

Settle up in one tap

SettleMint finds the minimum transfers. Send a payment link, scan a QR, or mark it done.

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$45.00
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$82.00
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2 transfers instead of 6

One app, four modes

SettleMint adapts its interface, defaults, and insights to how you actually use it.

Built for group travel

Day-by-day timeline, multi-currency auto-conversion, shareable trip summary cards, and location tagging. From the airport to the final settle-up.

Day-by-day timelineMulti-currencyLocation taggingShareable summary
✈️ Trip Mode
Day-by-day timeline
Multi-currency
Location tagging
Shareable summary

Generous free. Powerful Pro.

Most people never need to pay. When you do, it costs less than forgetting who paid for what.

Free

$0forever

For casual group expenses and getting started.

  • Unlimited groups and members
  • All split types
  • 10 receipt scans per month
  • Smart settlement suggestions
  • Basic spending reports
  • 90-day CSV export
Get Started
Most Popular

Pro

$3.33/month

For power users who want the full experience.

  • Everything in Free
  • Unlimited receipt scanning
  • MintBot AI assistant
  • Advanced analytics and trends
  • Cross-group balance view
  • Payment links and QR codes
  • Trip timeline and event planner
Start 14-Day Free Trial

Teams

$8.33/member/mo

For companies and organizations with approval workflows.

  • Everything in Pro
  • Expense approval workflows
  • Category budget policies
  • Admin dashboard
  • Accounting exports (Xero, QuickBooks)
  • SSO and SLA support
Contact Sales

Ready to stop doing money math in group chats?

Join thousands of groups already tracking and settling expenses the smarter way. Free forever, upgrade when you want.

Start Splitting Free

No credit card required. Works on iOS, Android, and Web.