Split expenses, not friendships
The fastest way to track, split, and settle shared money. AI-powered receipt scanning, smart settlements, and beautiful insights.
Everything you need.
Nothing you don't.
Built from the ground up for how people actually share expenses. No bloat. No compromise.
Every split type, covered
Equal, unequal, percentage, shares, item-level, or payer-excluded. SettleMint handles the math you never want to do again.
AI receipt scanning
Point your camera, snap the receipt, and watch the magic. Merchant, total, date, line items, all extracted in seconds.
Recurring bills on autopilot
Rent, WiFi, Netflix. Set it once, forget it forever. SettleMint logs and splits recurring expenses automatically.
Minimum transfers
Our algorithm finds the fewest transfers to settle everyone up. 8 people, 3 transfers. Done.
Relationship modes
Trip, Couple, Roommate, Event, or Team. SettleMint adapts its interface, defaults, and insights to how you actually live.
Multi-currency, frozen rates
Pay in Thai Baht, see in US Dollars. Exchange rates locked at the moment of expense, never retroactively changed.
Three steps to zero awkwardness
Create a group
Name it, pick a mode (Trip, Roommate, Couple, or Event), invite your people with a link.
Log expenses instantly
Type it, speak it, or snap a receipt. AI extracts every field. Confirm and move on.
Settle up in one tap
SettleMint finds the minimum transfers. Send a payment link, scan a QR, or mark it done.
One app, four modes
SettleMint adapts its interface, defaults, and insights to how you actually use it.
Built for group travel
Day-by-day timeline, multi-currency auto-conversion, shareable trip summary cards, and location tagging. From the airport to the final settle-up.
Ready to stop doing money math in group chats?
Join thousands of groups already tracking and settling expenses the smarter way. Completely free — no catches, no trials.
No credit card required. Works on iOS, Android, and Web.